FWD Insurance has presented its latest retirement annuity products, "FWD Sure Pension 85/5 and 85/60", under the concept "Ready every day after retirement with a plan you can trust." These plans are designed to support both retirement planning and year-end tax optimisation, meeting the needs of forward-thinking working individuals who aim to build long-term financial stability, enjoy steady post-retirement income, and maintain a high quality of life.
FWD Sure Pension 85/5 and 85/60 offer flexible premium payment options — either a short payment term of 5 years or regular payments until age 60. Policyholders will receive a guaranteed annual annuity benefit of 20% of the sum assured from age 60 to 85, along with tax deductions of up to 300,000 baht (as stipulated by the Revenue Department). The plans are designed to provide a reliable income stream and sustainable financial security after retirement.
Mr. David Koruni?, Chief Executive Officer for Thailand & Cambodia at FWD Life Insurance Plc. (FWD Insurance), said: "Preparing for retirement doesn't have to wait until you're close to it. The earlier you start, the more peace of mind you'll have — and time is your advantage. Starting early gives you flexibility to choose a plan that aligns with your life goals, reduces financial risks, and allows you to continuously enjoy tax benefits."
The development of this product reflects FWD's customer-led approach — focusing on listening, understanding insights, and analysing the behaviour of working-age customers who value retirement planning, financial stability, and maximising tax efficiency. Especially toward the end of the year, many people are actively managing their tax planning, and this product directly supports that goal."
"FWD Sure Pension 85/5 and 85/60 are designed as simple, flexible solutions for anyone looking to build a solid financial foundation for the future. They provide continuous annuity income, life protection both before and after retirement, and effective tax management — empowering everyone to Celebrate living at every stage of life," he added.
"FWD Sure Pension 85/5 and 85/60" has been developed as a simple and flexible retirement solution for everyone, featuring the following key highlights:
- Confident retirement income - Receive an annual annuity benefit every year from age 60 to 85, ensuring a stable source of income and peace of mind in maintaining a good quality of life.
- Structured income planning - Enjoy guaranteed annual annuity payments equivalent to 20% of the sum assured, allowing better budgeting and financial management after retirement.
- Comprehensive life protection - Life coverage is provided both before age 60 and throughout the annuity payment period, offering security for the insured and their family in all circumstances.*
- Flexible premium options - Choose between a short 5-year premium payment term for faster financial freedom or gradual payments until age 60 — tailored to your financial goals and lifestyle.
- Tax efficiency - Premiums for annuity life insurance policies are eligible for tax deductions of up to 300,000 baht,** enabling effective year-end tax planning and reduced income tax burden.
Interested individuals can learn more at www.fwd.co.th , contact FWD Insurance agents nationwide, or reach the FWD Customer Service Centre at 1351.
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