KTC Expands Financial Access for LalamoveDriver Partners with 'P BERM' Loans, No Guarantor Needed

Miss Pichamon Jitpentham, Head of Personal Loans at Krungthai Card Public Company Limited (KTC), stated, "This collaboration between KTC and Lalamove is an important strategy to promote the concept of 'fairly accessible credit,' especially for self-employed individuals who have the ability to generate income but often lack access to formal credit. We have designed our approval criteria to align with the work style of Lalamove driver partners by using driving data from the Lalamove app instead of traditional income documents to more accurately and fairly assess repayment capability. This approach not only reduces lending risk but also creates opportunities for self-employed individuals to access reliable sources of capital. Our initial goal is to attract over 5,000 potential driver partners to join the program within the first year of collaboration."

Mr. Ben Lin, Managing Director of Lalamove Thailand, said, "Lalamove is honored to partner with KTC in expanding financial opportunities for our driver partners, who are self-employed individuals playing a vital role in the local economy. This collaboration also highlights the role of data and technology in enhancing the credit evaluation process, aligning with Lalamove's commitment to expanding access to formal financial sources and promoting greater financial stability for our driver partners."

Additionally, "KTC P BERM Car for Cash" members who utilize the Lalamove delivery service can enjoy a 50% discount, subject to the specified conditions.

Those interested in applying for a car, motorcycle, or "KTC P BERM Car for Cash" big bike registration loan can do so through multiple channels: www.ktc.co.th/loan/ktc-p-berm, by calling 02-123-5300, at any Krungthai Bank branch, or through KTC product advisors nationwide. Additionally, applicants can seek advice at any "KTC TOUCH" service point or opt for the P BERM Delivery service, where the team will assist with the loan application at their home. Approval is quick within 1 hour, funds are disbursed as a lump sum, no guarantor is required, and repayments can be made in installments for up to 84 months. Applicants can also choose to receive a KTC P BERM Cash Card for emergency use.
Note: Borrow only what you need and can repay. Annual interest rate: 21%-24%. For details, call 0-2123-5300. To apply for the KTC P BERM loan, click KTC P BERM Car for Cash.

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