KASIKORNBANK receives the highest "AAA" MSCI ESG Rating, reinforcing its position as a Bank of Sustainability

MSCI ESG Ratings are sustainability assessments designed to measure a company's resilience to risks and its ability to capture sustainability opportunities that may have a financial impact on the company. The rating methodology provides industry-specific evaluations, enabling assessments that are appropriate to the context of each business sector and clearly reflect the company's sustainability management performance. The ratings range from CCC (Laggards) to AAA (Leaders).

KBank has demonstrated outstanding performance in managing sustainability-related risks and opportunities that affect its business and stakeholders, through effective and efficient assessment, management, and monitoring processes. These efforts cover the Bank's operations, supplier, and customers. Key initiatives include conducting climate scenario analysis to assess potential impacts on the Bank in order to map out appropriate management plans, performing comprehensive human rights assessment, implementing ESG risk assessment to provide credits for project finance and medium enterprises (and above), which is 100 percent complete. Moreover, KBank adheres to good corporate governance principles and business ethics, invests in continuous talent development, and fosters innovation. Emphasis is also placed on cybersecurity, customer data protection, knowledge empowerment for fraud prevention, financial inclusion and literacy. Furthermore, the Bank actively manages environmental and climate-related risks while pursuing business opportunities. Regarding the reduction of greenhouse gas emissions from its own operations, which the Bank has consistently prioritized, the Bank has established targets for sustainable lending and investment of Baht 400-500 billion by 2030. This includes supporting customers by providing knowledge and tools to facilitate their transition towards a low-carbon economy, thereby enabling the Bank to achieve its Net Zero Commitment as announced.

Mr. Chongrak stated, "KBank has long been committed to conducting its business in accordance with the principles of sustainable development, and continuously improving related practices. In 2025, the Bank established a sustainability strategy focused on holistic management of key issues, integrating all dimensions, including environmental, social, economic, and governance, to become the Most Trusted Bank. The goal is to appropriately navigate all uncertainties with various stakeholder groups, thereby helping to Reinforce Future-Ready Resilience. This facilitates all individuals and businesses to transition towards sustainability, Enables Inclusive Growth, and helps drive Thailand towards achieving its sustainability goals."

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